RE: Rent to own and own to rent
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No risk no reward. Those who take the risk chose to take the gamble and be further ahead. They are the leaders for those who try to mimic their steps. I have always preferred owning over renting. Not all can do that. We must have the wisdom to choose carefully.
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I think it is better to own, but in the case of some of these cards at least, I am happy to rent them as I need them, rather than own a lot of cards I don't use much.