Loud thinking about the Splinterlands Vouchers (2021.12.27)
I currently have 2.728 Vouchers, and it looks like that nowadays I am receiving around 0.11 Voucher per day. On 2021.11.23 I used 1 Voucher (+376.566 DEC) (worth $4 USD at that time) in the Chaos Legion Pre-Sale to buy a pack. 19 days ago (on 2021.12.08) I opened the pack. If I look strictly only at the DEC spending, then it was a profitable buy at the time of the opening.
I still have the cards, but I am not sure whether I would want to buy more packs or not. Actually I am thinking about selling my Vouchers, and putting the money into my HBD savings. HBD is more or less a stablecoin, and much safer (much less risky) than putting money into Splinterlands assets.
Recently both the Splinterlands cards, the DEC and also the SPS went through a kind of price crash. Most of the cards recovered some of their values, but they could fell again anytime. They are unpredictable. You can gain a lot, but you can also lose a lot.
HBD seems to be much safer and much less riskier. It does not swing much in value. At least nowadays. Nowadays it is moving between $0.94 USD and $1.08 USD, and currently it is exactly $1 USD. Its interest rate is currently 12%, which is very attractive in my opinion.
I would really like to build a safe and low risk long term passive income as a part of my plan to get out of the financial discrimination, and as I see it, putting HBD into savings is currently the most ideal thing.
Just for the record:
Nowadays I have more than $580 HBD in savings (currently $580.636 HBD), and according to PeakD, the estimated interest I will receive for 2021 December will be $4.016 HBD. So a little bit more than $4 HBD. We will see. The claim will be in 37 hours.
Either way, this is a huge thing for me. I really stepped on the way to get out of the financial discrimination.
To see the contrast:
I live with multiple disabilities, nowadays under the local minimum wage in Hungary. My pension-like income is approximately $250 USD per month. Nowadays I also work in a four hours per day part time job, but my total income, which is approximately only $470 USD per month, is still below the local minimum wage, which is approximately $550 USD per month.
+$4 USD in monthly interest sounds like a very good first step to get out of the financial discrimination.
So I would like to continue to build this, and I will probably sell my Splinterlands Vouchers to buy more HBD.
HBD seems to be a safe (low risk) investment.
I just hope that the interest will work in long term, and the APR percentage will either stay in the current range (10-12%), or will be better, so it will remain somewhat predictable, unlike the very volatile and hectic Splinterlands assets.
What do you think about this? Do you have any suggestion/recommendation or tip about getting out of the financial discrimination?
Thank you so much to every for every help and support.
Have a nice day. All the best. Greetings and much love from Hungary.
Thats good man. I love to see that youre account is growing. It will hopefully grow at a faster pace in 2022, im staking right with you all this year too. SPS has been getting clobbered but ive been continuing to stake, feel .22 cent is a bottom for now, ive been selling some vouchers too. Im an absolute maniac because i bought a lot on debt, therefore is why i have a hefty hive and sps balance. My mission is to pay off debts as much as possible and to keep staking all my rewards for the long run.
!LUV
@captainquack22(1/1) gave you | wallet | market | tools | connect | <><
Approximately 25 minutes ago it went a little bit below $0.22 USD, but currently SPS is worth exactly $0.22 USD. I have a feeling that it will soon go below $0.20 USD. Of course this is not a financial advice. This is just/only my opinion.
I also keep staking.
Thank you for the Luv. I give you some !PIZZA.
Thats a good call man. It always can surprise us. Riding .20 as we speak.
!LUV
@captainquack22(1/1) gave you | wallet | market | tools | connect | <><
If you want safety in fiat terms, then HBD is definitely the way to go. After all I don't think the dollar is going anywhere in the short-term.
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Here's a !PIZZA for enjoying @jfang003's informative comment.
I am planning for the long term (years and decades) with HBD. We will see.
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Hello dear friend @xplosive good day You have an excellent plan, without a doubt it is safer to invest in HBD, especially for the stability Success in the sale of your coupons
Thank you. A few minutes ago I sold 2.841 Vouchers for 4.221 Hive ($7.85 USD) (1.486 Hive/Voucher).
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